Driving near a semi-truck can be risky. If the driver of the truck suddenly brakes or loses control, then you may find yourself involved in an accident that you had no way of swerving to avoid. It isn’t uncommon for those who have been injured in a truck accident to pursue compensation for what they have been through with help from a legal team, similar to Glotzer & Leib, LLP. Ultimately, we cannot control how another driver chooses to operate their vehicle, but we can take steps to drive safely around a semi-truck when we are near their presence on the roadway. 

If you can’t see the side mirrors, the trucker can’t see you.
You may or may not have heard the saying that if you cannot see the side mirrors on a semi truck, then the trucker probably cannot see you. This is due to the position of the mirrors and size of the vehicle. Semi trucks are taller than other cars, and they are longer too. This means that truckers are often limited to what they can see in their side mirrors. But most drivers are not aware of the unique hindrance that truckers experience, and may not realize when they are in their blind spot. This can cause a driver to be forced off the road when a truck makes a change of lanes. 

Pay attention and refrain from being distracted.
Driving while distracted is strongly discouraged. You may think that only a second or two checking your phone or doing something else isn’t going to matter much, but it does. Driving around semi trucks is not the time to become distracted. Distractions can be dangerous, particularly if you are near a vast commercial vehicle. To protect yourself and your passengers, leave your phone off and out of the way so that you are not tempted to check it. Keep your full attention to the road, and if you need to rest or make a call, then pull over before doing so. 

Pass a semi truck only when it is safe and legal.
As a truck accident attorney explains, most people who find themselves positioned behind a semi truck are going to move to get around them. This is because the presence of a truck up ahead usually makes people feel uneasy, and they’d rather get ahead of them so they can create more distance. No matter how badly you may want to pass a semi truck, especially if they are slowing you down, only pass when it is safe and legal to do so. Before you pass, check to make sure there is enough room and pass on the left unless the trucker is occupying the farthest left lane. Use your signal, and change lanes without getting too close to the rear or front. Do not cut a truck off by changing lanes quickly. Semi trucks require additional time to slow down or stop and may not be able to do so if you have not allowed sufficient space. 

Filing for bankruptcy is not an easy decision to make, and when you are trying to determine the best move for your finances you can feel like you’re stuck. There are many scenarios that may warrant a consultation with a lawyer. If you are dealing with the following situations, do not wait another day to meet with a bankruptcy lawyer so that you can arrive at the best solution for your case. 

You need assistance with the filing process 

The bankruptcy filing process is incredibly challenging to deal with. One of the requirements of filing for bankruptcy is that you must complete a debtor education course. If you miss even one of these requirements, you may not be able to move forward with the bankruptcy process. You can turn to a lawyer if you need help at any point during the process so that nothing can be left out. It is better that you ask a lawyer questions or need assistance if you are not sure how to move forward rather than risk making mistakes. 

You are not sure if you qualify 

Before you can file for bankruptcy, you must make sure that you have met the requirements. Some of the factors that make you eligible for bankruptcy include the type of debt that you have and your income. Since there are several types of bankruptcy categories, it can be hard to keep track of the requirements and see whether you fulfill them. A skilled bankruptcy lawyer like one from The Law Offices Of Neil Crane can explain all of the requirements to you so that you can find out what next steps to take. 

You want to consider other debt relief options 

In addition to bankruptcy, there are other ways that you can achieve debt relief or manage your debt more efficiently. Because bankruptcy is a drastic option that should be considered a last resort, you may want to consider other debt relief options because it may offer you the solutions that you are seeking. Debt consolidation, for example, allows you to combine certain eligible debt that you have so that you can make a single payment and reduce your chance of missing a payment. Credit counseling is another way to manage your debt, and it involves learning financial planning strategies and budgeting methods to regain control of your debt. 

You need help with the paperwork 

Filling out paperwork can be a long process, and there are many documents that you need to organize and keep track of while you are planning to file for bankruptcy. This includes invoices, pay stubs, mortgage documents, credit card statements, and other records that you need to be able to show. A lawyer can review your documents for any errors or missing information, and make sure that you are not leaving anything out. 

For more information about legal services involving bankruptcy, set up a confidential consultation with a trusted bankruptcy lawyer that you can rely on now. 

Fraud

Internet use, the financial industry, novel currencies, business violations, mortgage problems and securities violations are areas often prosecuted, particularly against people who work in financial institutions at lower-level jobs. For example, an employee may find themselves charged with bank or mortgage fraud despite having no intentional or planning part in the crime. Usually, these individuals have no criminal record and are overwhelmed by being thrown into the criminal justice system.

Understanding the intricacies of a financial fraud prosecution is critical to a robust defense. Fraud lawyers represent individuals and throughout the country who are charged with all types of fraud, including mortgage, bank, securities and wire fraud. They understand white collar crime laws and have experience handling the large volumes of documents involved.

State And Federal Fraud Defense

An experienced fraud lawyer can represent people charged with:

·      Mortgage fraud — Various parties can be charged with mortgage fraud, including homeowners, real estate agents, mortgage brokers, loan officers and builders. You may also be charged with bank fraud, wire fraud, illegal underwriting or falsifying loan documents.

·      Bank fraud — This includes fraudulently taking money from a bank via check fraud, forgery, and mail and wire fraud. It is also often charged in connection with mortgage fraud. If a bank employee is charged, we may be able to prove that he or she was following a superior’s orders or lacked the requisite intent to defraud.

·      Securities fraud — This involves deceiving investors by presenting false information about their investments and can also include insider trading. Because securities fraud often involves the Internet, wire fraud is commonly charged as well. We have considerable experience with securities fraud defense for corporations and individual company officials.

·      Wire fraud — This refers to any crime involving use of the Internet, phone, an ATM, radio or television. It is often charged in connection with crimes such as identity theft, computer crimes, drug conspiracy and trafficking, and Racketeer Influenced and Corrupt Organizations Act (RICO) violations. Many federal agencies, including the FBI, IRS, ICE and FDIC, may be involved in prosecuting wire fraud.

There are usually multiple parties involved in white collar crimes. A seasoned lawyer will make this clear to prosecutors and/or juries in order to get charges reduced or dismissed. The Lawyer will also explain honest mistakes in bookkeeping or other circumstances that have been mistaken for fraudulent actions.

Additional types of fraud cases that a fraud lawyer can handle include:

·      Currency transaction fraud (Bitcoin)

·      Money laundering

·      Insurance fraud

·      Ponzi schemes

·      Stock manipulation

·      Medicare and medical fraud

·      Consumer fraud

·      Kickback schemes

·      Honest services fraud

·      Tax fraud

·      Income tax evasion

Contact A Fraud Lawyer 

If you are being investigated for, or charged with, fraud or a related crime, it is highly recommended that you seek the counsel of an experienced fraud lawyer such as the ones at The Morales Law Firm. Contact one today and they will help you figure out your best way forward.

Bankruptcy Lawyer

You never dreamed that this would happen to you. Losing your job was a bitter pill to swallow. Paying for unexpected medical and car repairs bills have maxed out your credit cards. Now it’s hard to pay even the minimum monthly amount. You’ve missed the last two mortgage payments, and the collectors are calling every day.

Some of your friends are recommending that you file for bankruptcy; others tell you that filing will ruin you financially.

If you or a loved one are contemplating bankruptcy, here are a few things to keep in mind:

• You are not alone. More than 520,000 individuals and companies filed for bankruptcy in 2020.

• You need help. Ultimately, filing for bankruptcy is a public admission that you cannot pay your debts.

Which Kind of Bankruptcy Will You Choose?

While there are six types of bankruptcy, most individuals file under Chapter 7 or Chapter 13 of the federal bankruptcy law. Chapter 7, sometimes called “liquidation bankruptcy,” applies mostly to those with little or no disposable income. Most of your assets could be sold off to pay your creditors. Chapter 13, called “reorganization bankruptcy,” typically applies to individuals who have steady income. It allows them to keep most of their assets if they can meet their financial obligations as determined by the courts.

What Happens When You File for Bankruptcy?

• The nasty collection calls will stop immediately. The court grants an “automatic stay,” which prohibits creditors from contacting you or taking actions against you until your bankruptcy is discharged or a repayment plan has been completed.

• A court-appointed “trustee” will oversee your case until it’s discharged and handle all your communications with creditors.

• Many of your debts will be eliminated, including credit card debt, medical bills, personal loans, past utility bills and rent payments, and more. Other debts, like child support payments, federal student loans and tax debt, must still be paid.

• You may be able to keep your home, but under Chapter 7 you may lose many of your personal assets, including automobiles and other personal possessions.

• Your credit score will take a major hit for 10 years or more. You’ll lose all your current credit cards and will find it nearly impossible to secure a loan for a mortgage.

• Your ability to rent a home or to land a new job could be adversely affected.

• You’ll have to pay for court filing fees, bankruptcy trustee fees, credit counseling fees and attorney fees.

There are important options to consider with regard to bankruptcy, as a bankruptcy lawyer in Cypress and Llano, TX, at a firm such as Winfrey Law Firm, PLLC, can explain.

When you’ve been charged with a crime, you should not delay in calling a criminal defense lawyer in Vero Beach, FL. Handling your case on your own could mean that you enter risky territory without any strategy or roadmap. Your future could be put into serious jeopardy. 

A criminal defense lawyer can protect your rights and interests by developing a defense strategy for you on your behalf. Even if you are only being investigated, it may be worthwhile to consult with our firm. 

Pre-Investigation

The goal of a prosecutor in Florida is to win a case. If they feel they can secure a guilty verdict or plea, they will likely pursue an indictment. This confidence may be based on evidence collected by police during a pre-charge investigation. This evidence may include:

Your own statement

Witness statements

Physical evidence

Photos and videos

Digital evidence

If you believe you are under investigation, you should ask a criminal defense lawyer in Vero Beach, FL to help you. A lawyer will understand how to protect your rights, and will let you know what you should and should not do. At this time, detectives may kindly ask you to talk with them, the reality is that they may be looking for evidence to use against you. One wrong word can get you charged. Don’t expose yourself to any risk you don’t want. Call a lawyer

Sometimes, a lawyer can work with the police and prosecutors to help a client avoid charges all together – in exchange for cooperation. The lawyer might also help police to realize they have been looking at the wrong person. In the event you are charged with a crime, the lawyer who worked with you during the pre-investigation will already be familiar with your case and ready to help you fight your charges. 

Once You’ve Been Charged with a Crime

If you have been arrested and charged with a crime, your Vero Beach, Florida criminal defense lawyer may be able to help you with:

Getting a release from custody at a bail or bond hearing

Make sure the prosecutor turns over all evidence

Assess any evidence and identify problems or weaknesses

Filing a pretrial motion, as necessary

Suppress any unlawfully obtained evidence

Identify whether or not any of your rights were violated

Work with the prosecutor to arrange a plea deal that minimizes the potential consequences

Advocate for you during a trial

Argue for the lightest possible punishment during sentencing

Handle any post-conviction matters, such as an appeal, motion for relief, or expungement

A Vero Beach, Florida criminal defense lawyer can also make sure you understand the charges against you. You’ll know what to expect at each stage of your case, and understand how the evidence may help or hurt it. You’ll know what possible defenses are available so you can make the best decision for your future. If you have been charged with a crime, or are under investigation, don’t wait to see what happens, call a criminal defense lawyer in Vero Beach, FL now. 

It can be really confusing, keeping up with the ways that a restraining order can impact your life, especially if you’ve never had a restraining order before. It is important to know the how this order can impact your life whether you currently have one or may someday in the future be issued one, and if you have trouble understanding the use of an order assigned to you, you can talk to a protective orders lawyer such as the ones available at May Law LLP. 

Restraining orders are one of the most misunderstood legal orders that people have issued to them or against them. When you think of a restraining order, are you accidentally thinking of a no contact order? A no contact order is the order that means a person cannot contact you or go near you, and these are commonly issued in domestic cases, abuse cases, stalking cases or even harassment cases. 

A restraining order is an umbrella term as there are many types of restraining orders that are used based on the scenario they are used in. A restraining order can be a civil or criminal, depending on the type of order. The type of order you are issued will depend on who requested it, the victim and who they were, and the circumstances surrounding the case. 

Types of Restraining Orders

Domestic violence restraining orders are civil restraining orders, and can be asked for one if they are in an intimate relationship with somebody who is abusing them in that domestic relationship. The abuse can be physical, psychological, emotional, or sexual. Having this order against you does not mean criminal charges will necessarily be filed, but criminal charges may be filed if you violate the order. 

Civil harassment orders are another type of order that may not necessarily lead to criminal charges. A person can request this order to prevent someone else from harassing them. These orders are issued in cases that are not related to domestic violence. The person asking for the order is not asking the court to file charges against you but asking instead of protection. These do not lead to criminal charges unless they are violated.

Criminal protective orders are another type of restraining order. These are issued in criminal cases where a victim or witness needs to be protected from the defendant. These orders are issued in criminal cases involving domestic violence, other forms of assault, abuse, or harassment. They can be issued at any point once the offending person has been arrested. In more serious cases, the order may be issued on the spot so that the victim is immediately protected. There are short term, emergency scenarios, or long-term orders in this category. This could lead to criminal charges if violated. 

Violating any kind of restraining or protective order can cause you to acquire criminal charges. You could face jail time, fines and if you are on probation, it’ll affect you too. You could be charged with misdemeanors, a felony, or with contempt of court for violating these orders. Contempt of court is reserved for when a defendant willfully and intentionally disobeys the court’s orders. 

As you likely already know, workers’ compensation is a type of business insurance that provides benefits to you if you sustain an on-the-job injury or develop a work-related illness. Each state has its own workers’ compensation laws, which vary from state to state. 

For instance, some states, including North Dakota, Ohio, Washington, and Wyoming, require employers to participate in the state work comp insurance program. Other states, including Nevada, New Jersey, Oklahoma, and West Virginia, allow employers to carry private work comp coverage or to self-insure. Only Texas allows employers to completely opt out of providing work comp benefits to employees.

The Law in Texas

In Texas, an employer who opts out of workers’ compensation is called a “nonsubscriber.” If your employer is one of these, you can still recover damages for work-related injuries and illnesses by suing it directly. Unlike in a work comp claim, your employer cannot assert that you caused or contributed to your injuries or illness.

You can tell whether or not your employer is a nonsubscriber by checking your workplace bulletin board. Nonsubscribers are required by law to post a notice in an easily accessible area giving information as to what, if any, benefit program it has in place for injured workers and who to contact.

Self-insured Texas Employers

If your employer is self-insured, it can require you to do the following:

• See only pre-approved doctors and other health care professionals for assessment and treatment of your injury or illness
• Give recorded statements to claim investigators
• Waive your right to seek additional benefits after receiving treatment
• Refuse to pay you for any wages you lose as a result of your injury or illness

Even if your employer chooses to pay you a portion of your regular income, this likely will not be sufficient to cover your living expenses. In addition, your employer can stop making these payments to you at any time.

Obtaining Legal Representation

If you wish to sue your nonsubscriber employer for personal injury, you need the advice, counsel, and representation of an attorney experienced in these types of cases. He or she can guide you through the entire process and serve as your aggressive advocate in your claim for recovery of the economic and noneconomic damages your on-the-job injury or illness caused you.

Keep in mind that just because your employer chose to opt out of the workers’ compensation program, they still owe you a duty to provide a safe workplace. Consequently, an attorney, like a workers’ comp attorney from Polsky, Shouldice, & Rosen, P.C., can help you amass evidence that your employer acted negligently in this regard.